Our Services

Flexible funding solutions designed to help your business grow, manage cash flow, and move forward with confidence.

Working Capital

Get fast, flexible working capital to manage cash flow, cover expenses, and fuel growth for your Canadian small business.

Equipment Financing

Finance new or used equipment with affordable payments that preserve cash flow and help your business expand efficiently.

Invoice Factoring

Turn unpaid invoices into immediate cash flow with transparent, reliable factoring solutions tailored for growing Canadian businesses.

Line of Credit

Access a revolving line of credit for ongoing business needs, offering flexibility, control, and fast funding when opportunity strikes.

Financial Planning Assistance

Funding to acquire or upgrade machinery, vehicles, tools, and commercial equipment without large upfront costs.

Credit Rebuilding

Funding to acquire or upgrade machinery, vehicles, tools, and commercial equipment without large upfront costs.

Payroll Bridge Funding

Short term capital solutions to cover urgent supplier costs, payroll deadlines, or project related expenses.

Growth Funding Programs

Safeguard what matters most with comprehensive insurance plans. Secure safety with coverage for health, car, home, and more

Payment Processing and POS

Advanced payment solutions with low processing rates, helping businesses save more.

Flexible Funding for Businesses Across Canada

We help small businesses access fast and flexible funding tailored to their needs. Whether you're managing cash flow or planning your next stage of growth, we provide the support and capital to keep your business moving forward.

Industries We Serve

Restaurants
& Cafes
Retail
Stores
Trucking
& Logistics
Contractors
Salons & Spas
Ecommerce

Get a Free Consultation for Your Business

We exist to cover your business through every season, and that promise is built into our name, Umbrella.

Get Free Consultation

Trust Proven by Results

See why businesses choose us for fast and reliable funding

98%

client retention

1M$+

funding option available

24h

average decision time

Clear and honest communication

What you see is what you get. Clear terms from the start so you can make decisions with.

Funding solutions that make sense for the business

What you see is what you get. Clear terms from the start so you can make decisions with.

Fast access to capital without unnecessary complexity

What you see is what you get. Clear terms from the start so you can make decisions with.

Long term relationships, not one-time transactions

What you see is what you get. Clear terms from the start so you can make decisions with.