Our Services

Flexible funding solutions designed to help your business grow, manage cash flow, and move forward with confidence.

Working Capital

Get fast, flexible working capital to manage cash flow, cover expenses, and fuel growth for your Canadian small business.

Equipment Financing

Finance new or used equipment with affordable payments that preserve cash flow and help your business expand efficiently.

Invoice Factoring

Turn unpaid invoices into immediate cash flow with transparent, reliable factoring solutions tailored for growing Canadian businesses.

Line of Credit

Access a revolving line of credit for ongoing business needs, offering flexibility, control, and fast funding when opportunity strikes.

Financial Planning Assistance

Funding to acquire or upgrade machinery, vehicles, tools, and commercial equipment without large upfront costs.

Credit Rebuilding

Funding to acquire or upgrade machinery, vehicles, tools, and commercial equipment without large upfront costs.

Payroll Bridge Funding

Short term capital solutions to cover urgent supplier costs, payroll deadlines, or project related expenses.

Growth Funding Programs

Safeguard what matters most with comprehensive insurance plans. Secure safety with coverage for health, car, home, and more

Payment Processing and POS

Advanced payment solutions with low processing rates, helping businesses save more.

Flexible Funding for Businesses Across Canada

We help small businesses access fast and flexible funding tailored to their needs. Whether you're managing cash flow or planning your next stage of growth, we provide the support and capital to keep your business moving forward.

Industries We Serve

Restaurants
& Cafes
Retail
Stores
Trucking
& Logistics
Contractors
Salons & Spas
Ecommerce

What Our Clients Say

Get the funding your business needs — fast, simple, and without unnecessary paperwork.

Google 4.9
Trustpilot 4.6
Yelp 4.9

Jagmeet Singh

Operator, Horizon Logistics

Their professionalism stood out right away. They understood our industry very well and delivered funding with lowest rate we've ever seen.

Jessica Carter

Owner, Flower Dawn Cafe

Working with Umbrella made a real difference for our operations. They quickly understood our cash flow needs and provided a solution that helped us scale without delays. The process was smooth, transparent, and efficient from start to finish.

Anthony Khoury

President, In-Circle IT

Jason approached my business with sincere dedication. The entire process was conducted professionally, with transparency and a focus on sustainable success. The funding allowed me to replenish inventory without cash flow concerns.

Daniel St-Onge

Entrepreneur, St-Onge Contracting

Net 90 days invoices were killing my cashflow, the working capital received from Umbrella not only help me stay afloat but grown my business.

Get a Free Consultation for Your Business

We exist to cover your business through every season, and that promise is built into our name, Umbrella.

Get Free Consultation

Trust Proven by Results

See why businesses choose us for fast and reliable funding

$126M+

funded to our clients

2,800+

businesses supported

24h

average decision time

Clear and honest communication

What you see is what you get. Clear terms from the start so you can make decisions with.

Funding solutions that make sense for the business

What you see is what you get. Clear terms from the start so you can make decisions with.

Fast access to capital without unnecessary complexity

What you see is what you get. Clear terms from the start so you can make decisions with.

Long term relationships, not one-time transactions

What you see is what you get. Clear terms from the start so you can make decisions with.